Wealth that endures. Gold you actually own.
Welcome to privategoldbanking.com — a private gold banking house for those who no longer trust paper promises. Allocated bars, segregated vaults, instant liquidity and discreet succession planning for families, founders and funds.
LBMA-approved refiners • Full insurance Lloyd's • Independent Big-4 audits • Off-balance-sheet title
A private bank built around gold, not around credit.
Founded in 1998 by former Swiss vault officers, privategoldbanking.com was created for one purpose: let private clients own physical gold with the convenience of a bank and the security of a fortress. No ETFs, no unallocated pools, no leverage on your metal.
- Legal title in your name — every bar serialized, photographed and registered to you or your entity.
- Segregated, off-balance-sheet — your gold is never on our balance sheet, never lent, never encumbered.
- Three jurisdictions — diversify across Zurich, Singapore and Dubai with one dashboard.
- Banking convenience — CHF, USD, EUR, AED accounts, cards, wires and Lombard credit against gold.
- Generational transfer — trusts, foundations and discreet inheritance protocols.
of custody without a single loss
“If you can’t touch it, you don’t own it.”
We publish bar lists, audit certificates and insurance schedules. Visit your vault in person, inspect your bars, take delivery anywhere in the world within 72 hours. That is private gold banking.
Everything a private bank does, backed by metal
From first kilo to family office — one relationship manager, one vault network, one app for gold, cash and legacy.
Allocated Gold Accounts
Buy LBMA 1kg bars and 1oz coins at wholesale spreads from 0.8%. Stored in your name, daily statements, online bar inspection with photos and serials.
Segregated Vault Storage
Class III bunkers, biometric access, seismic protection, 24/7 armed guard. Fully insured at replacement value, audited by Big-4 quarterly.
Multi-Currency Banking
CHF / USD / EUR / SGD / AED IBANs, instant gold-to-cash conversion, private debit card, global wires and discreet numbered reporting.
Lombard Credit
Borrow up to 70% against your gold without selling. From 3.9% APR, approval in 24h, no sale event, no tax trigger in most jurisdictions.
Family Office & Trusts
Liechtenstein foundations, Singapore trusts, golden visas, education and philanthropy structures. Succession without probate delays.
Delivery & Redemptions
Take physical delivery to 40+ countries, sell back instantly 24/5, convert to silver, platinum or CHF cash. Armored courier included.
Spreads from
Instant buy-back
Global delivery
Vault + insurance
The Zurich protocol for your reserves
What makes us different from “gold apps”: you can walk in, see your pallet, scan your serials. Full chain of custody from refiner to your box.
From refiner to your name in 4 steps
1. Sourcing: Direct from Valcambi, PAMP, Argor-Heraeus with assay certificates.
2. Registration: Serial, weight, photo and vault location assigned to your account deed.
3. Custody: Sealed pallet under dual control, CCTV + independent audit trail.
4. Proof: Monthly bar list, insurance certificate and Big-4 attestation in your portal.
Why allocated beats paper
ETFs and futures are IOUs. In a crisis they gate, settle in cash or fail. Allocated bars are property — outside the banking system, enforceable in court, deliverable on demand. That’s why central banks bought 1,037 tonnes in 2024.
Three decades of quiet trust
We don’t advertise on TV. Our clients come by introduction — entrepreneurs, surgeons, athletes and second-generation heirs who value discretion over noise.
Founded in Zurich as vault custodian for two family offices. First 100 kg under management.
During crisis, zero gates, zero losses. Clients redeemed or bought 24/7 while banks froze.
Singapore & Dubai vaults open. Digital portal with live bar photos and instant settlement.
$4.8B custody, 12k+ clients, Lombard desk and succession trust practice.
“I moved 40% of liquidity into allocated bars. I’ve visited twice — my pallet, my serials, my name. Impeccable.”
— M. Keller, Entrepreneur, Zurich
“The Lombard line saved my deal. Borrowed against gold in 18 hours, no sale, no questions.”
— A. Rahman, Founder, Dubai
“Succession done right. Trust, vault and education fund for kids — all in one meeting.”
— S. Whitmore, Family Office, Singapore
Choose your level of privacy
Transparent custody fees. No hidden spreads. Cancel storage anytime and take delivery.
Gold Starter
Allocated coins & small bars, Zurich vault, app access, annual audit letter.
- Storage 0.65% / year
- Buy spread from 2.2%
- 1 vault location
- Email support
Gold Reserve ★
Dedicated banker, 3 vaults, Lombard credit, personal visits, tax reporting pack.
- Storage 0.45% / year
- Buy spread from 0.8%
- 3 vault locations
- Lombard up to 70%
- 24/7 desk
Generational
Trusts & foundations, board meetings, global delivery, succession concierge.
- Storage 0.29% / year
- OTC desk, wholesale
- All vaults + home safe
- Foundation setup
- Private jet vault tour
Questions every prudent owner asks
Is my gold really in my name?
Yes. You receive a custody deed with serial numbers, refiner, weight, vault and insurance reference. Assets are segregated and off-balance-sheet, confirmed by external auditors. You can visit or request video inspection anytime.
Can I take physical delivery?
Anytime. 1oz coins by insured courier in 48h, 1kg bars and pallets by armored transport in 72h to 40+ countries. Delivery fee at cost, no exit penalty.
What happens if your company fails?
Nothing to your gold — it is your property, not ours. Custody is with independent vault operators, insured separately. Liquidator cannot touch client pallets; transfer to another custodian within days.
Do you report to tax authorities?
We comply with CRS/AEOI for cash accounts where required. Physical allocated gold in many jurisdictions is treated as personal property, not a financial account — your advisor will confirm for your residency. We provide full statements for compliant filing.
How fast can I sell?
Instantly 24/5 via portal or desk. Funds in CHF/USD/EUR same day. Buy-back guaranteed at live spot minus agreed spread — we are market-maker, not broker.
Gold, rates & power shifts
Weekly notes from our vault desk — no hype, just custody data, central-bank flows and practical preservation tactics.
Why central banks keep buying gold
1,037 tonnes in 2024 — de-dollarization, rate cuts and geopolitical hedging explained for private holders.
Allocated vs unallocated: the fine print
What happens to “gold” in a bank failure? Legal difference that decides if you get bars or a claim.
Zurich vs Singapore vs Dubai
Tax, access, privacy and logistics compared — how our clients split across three vaults.
Request a discreet consultation
30 minutes with a senior banker. No sales pressure — we assess fit, jurisdiction and allocation. NDA on request.
Visit the vault
Bahnhofstrasse 21, 8001 Zurich
Marina Bay Financial Centre, Singapore
DIFC Gate Village, Dubai
- ◆ Mon–Sat visits by appointment
- ◆ Bring ID + custody deed for inspection
- ◆ Armored delivery worldwide
- ◆ info desk: 24/7 for Reserve & above